Welcome to
LUNA
We are a small non-profit put together to support research, education, advocacy, and resources for women’s under-recognized health issues. LUNA is operating for charitable and educational purposes under Section 501(c)(3) of the IRS code.
Dr. Jen's Welcome Message
Our first ever campaign kicks off with a Cross Country Bike ride in March of 2026. It will be completed by Dr. Jen Milus, the original founder. Beyond Administrative costs, all proceeds go to a scholarship fund where women can apply to get funding for meds, surgeries, and counseling associated with their health issues. The 3 major areas we will cover are: Breast Implant Illness, Osteoporosis and Rape Crisis. Other applications will be considered.
Thank you for your support!
Dr. Jen
Our Organization
Jennifer N. Milus, DC
Chairperson
Dr. Jen is the founder and creator of LUNA. Her experience in the healthcare field for over 30 years, and as a patient, showed her that many women’s health issues are under researched, underfunded and underserved. This can all lead to Women feeling misunderstood, and being unable to find appropriate medical care. This has turned her efforts to raising awareness and funds to help.
After retiring from private practice in 2023, Dr. Jen pursued advanced education in bone health through the Bone Health ECHO program, the International Society of Clinical Densitometry (ISCD), and mentorship with Lani Simpson, DC, CCD. She now teaches evidence-based Bone Health Strategies seminars online and nationwide. Visit www.drjenspeaks.com to learn more.
Kirstin Litz
Vice Chair
Kirstin is a seasoned leader in the nonprofit sector, with years of dedicated service. As Executive Director of the Rocky Mountain District and Foundation of Kiwanis International, Kirstin demonstrates a deep commitment to serving others. In her role as Treasurer for the Jeffco Open Space Foundation, she exemplifies fiscal responsibility. Her extensive experience includes serving as Board member, volunteer, and multi-term Board President for HERS Breast Cancer Foundation. As an 11-year breast cancer survivor and passionate advocate, Kirstin brings firsthand insight into the challenges women face in the medical community and works tirelessly to address these disparities.
Susan Wright
Treasurer
Susan is a 3-time alumna of Johns Hopkins University. She spent 25 years as Nurse Administrator and non-teaching faculty at Johns Hopkins School of Medicine. She was a co-founder of The National Society of Hemapheresis Specialists and worked closely with the American Association of Blood Banks. She was published several times during her career. She is now instrumental in another nonprofit: Chestertown River Arts. Susan is helping us out to make sure all the bills get paid, and that we file our taxes correctly and on time. She will use our accountant, Suzanne Eikel, CPA, for all official filings, etc.
Events
Dr. Jen will be participating in three exciting cycling events this season to help raise awareness of LUNA's mission.
Scratch & Denton Gravel Grinder
August 28, 2026
Starting at 7:30 a.m., Dr. Jen will ride the 53.9-mile Scratch & Denton, a challenging course featuring a mix of gravel roads and paved (tarmac) sections through beautiful Caroline County, Maryland.
Tour de Shore
September 18–21, 2026
Friends Dr. Jen met during her cross-country bicycle tour will reunite on Maryland's Eastern Shore for four days of riding. Together, these eight cyclists will cover approximately 300 miles while exploring four different regions of the Shore.
Northern Tier Eastern Half
May 16 – July 7, 2027
The Northern Tier Eastern Half will take us on an extraordinary cross-country cycling journey beginning in Fargo, North Dakota, and continuing eastward through Minnesota, Wisconsin, Iowa, Illinois, Indiana, Ohio, Pennsylvania, New York, Vermont, New Hampshire, and Maine.
After crossing the northern portion of the United States by bicycle, we will celebrate the completion of this incredible adventure by dipping our tires into the Atlantic Ocean in Bar Harbor, Maine.
This journey will continue to raise awareness for women’s health issues that are often overlooked while inspiring women of all ages to embrace strength, resilience, adventure, and lifelong wellness.
We'll be sharing photos, videos, and ride updates from both events at Ladies Underserved Needs Alliance - LUNA on Facebook. If you're already friends with Dr. Jen on Facebook, you'll also find updates on her personal Facebook page.
Please follow along, share our posts, and help us spread awareness of LUNA's mission to support women facing underserved health challenges. Every share helps us reach more women who may benefit from our programs and more people who want to support our cause.
Dr. Jen's Bone Health Series will be offered again, in Chestertown, Maryland. It will be presented through WCALL, Washington College at a near campus venue. Times: Tuesdays at 1 pm, October 13- November 17th. For more info, and sign ups, go to the Washington College Website
Dr. Jen presents donation check to For All Seasons Rape Crisis Center
Dr. Jen completed her Cross Country Bike ride. The group rode 3100 miles in 58 days. There were 49 riding days and 9 rest days. They averaged 63 miles a day, including only the riding days. She received $1000 in donations. She donated it all to For All Seasons Rape Crisis Center in Easton, Maryland.
Donate
If you would like to donate to this cause, it would be kindly appreciated.
Zeffy will provide a receipt with our EIN for donations. For tax purposes, the IRS may require your credit card statement for smaller donations. Any amount can be deducted if you are itemizing on your taxes.
After the flagship ride, we will continue doing events and fundraising. Projected for 2027: 50% of donations will be used to help improve the care of the women who apply for aid. Year over year, with more donations, that percentage is projected to increase. Updates will be available here, so keep checking in.
The EIN number for LUNA, Inc: 39-4689806
Scholarships
Apply here if you need financial assistance with health issues listed below.
About LUNA Scholorships
Use the buttons below to apply for financial assistance for treatment related to:
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Breast Implant Illness (BII),
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Rape Counseling, or
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Osteoporosis
Don't forget to include supporting documents, such as:
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receipts from doctors (including diagnosis codes),
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pharmacy or counselor receipts,
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denials (EOBs denying care).
You can submit an online application, or if you prefer, download a printable application and submit by mail. The printable form includes mailing instructions. When we follow up regarding your application, we may request a copy of your income taxes (with SS #’s, and PII blacked out)
BII / Explant Forms
Please feel free to download these generic templates you can fill out and submit to your insurance company to claim coverage for your care.
About Explant / BII Forms
Most insurance companies don’t want to cover explant surgery because they say it’s cosmetic. This is most often not true. Most people would not go through this kind of pain if they weren't actually sick. Since 2021, they have a Black Box Warning on them. This is because they are not safe. There are dozens of health implications and symptoms associated with your body's reaction to implants. These have been reported: Swelling, redness, pain, headaches, high blood pressure, body-wide inflammation, body-wide joint pain, chest and rib pain, shortness of breath, hormonal changes, lab findings, osteoporosis, and anxiety. Simply put: not enough research has been done.
The forms below should be thoroughly filled out when applying for coverage of explant surgery. Include any and all symptoms that started after your surgery, even if you don't think they are related. If this doesn’t work, your state’s attorney can be contacted. They can help you navigate your insurance company's guidelines to get them to pay.
Complete the forms below, have your physician(s) sign them, then send copies to your insurance company’s review department. There should be an address on your insurance card. Include all labs, special studies, reports, and letters from your doctors.
Application for Insurance Coverage
Your insurance company needs the proper information, documentation and Diagnosis (ICD-10) Codes. They need to know that this is not cosmetic. Fill this out to send to them.. You may need to include doctor's records, MRI and Mammogram reports, etc.
Letter of Medical Necessity (Surgeon)
Download, print, and fill out. Then have your surgeon sign.
Letter of Medical Necessity (GP, NP)
Download, print, and fill out. Then have your GP, and any other doctor or Nurse Practitioner you have seen regarding your needs sign.
ICD-10 Codes Associated with Breast Implant Illness
Refer to this document to help identify any diagnosis codes your doctor has indicated on your records, or for anything that you have noticed that has changed in your health since you got your implants. Be sure to include as many codes as are applicable to your situation when you complete your Application for Insurance Coverage form (see above).